For businesses with €1M - 25M in revenues

The M&A Investment Bank for Startups and Small Businesses

The next generation approach combining experienced investment bankers and engineers with AI-technologies to serving entrepreneurs, business owners and investors

No email or sign-up necessary. 100% confidential

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More buyers

Our AI scans thousands of data points to identify global acquirers that often fly under the radar. We transform this raw data into highly qualified, discrete targeting, maximizing strategic options for every mandate.

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More efficient

Our technology optimizes research and material production, allowing us to spend more time on deal strategy and high-level negotiations

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Deals advised

Built on a track record of 100+ transactions, we bridge the gap between hands-on experience and technological power. We streamline the entire deal lifecycle to ensure seamless, high-rigor execution.

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Optimized costs and flexible fees

Proprietary tech. Optimized workflows. High-value advisory. Competitive fees. We leverage automation to deliver premium M&A services tailored to Startups and SMEs.

Accelerate your growth. Protect your value. Anticipate your challenges.

Our clients, whether they are business owners, investors, or shareholders in companies, they all appreciate receiving optimal support during all key phases of their projects: M&A, disposals, financing, fundraising and restruturing.

Buy and Sell-side M&A

Drive your exit or expansion.
Selling or acquiring a company is a precise transaction. We manage the entire transaction process, from initial valuation and preparation of the file to searching for buyers, final signing, and closing, on both the sell side (disposal) and the buy side (acquisition).

Fundraising, Financing

Powering your growth.
We manage your entire fundraising process, from the market sizing to closing the deal. Using our proprietary tools, we identify and approach the most relevant investors while producing all of your strategic materials (business plan, valuation, pitch deck, etc.).

Distressed M&A, Restructuring

Secure the path and restore value and trust.
Every company can experience air-turbulence. Our approach is pragmatic: financial diagnosis, IBR, debt renegotiation, cash flow optimization, search for investors and new money. Our intervention enables to stabilize the situation and redefine a viable flight plan.

Transaction services, Valuations

Have you already buyers interested by your business or an acquisition target? We support our clients to secure and optimize each stage of their project individually: due diligence, valuation, business plan modeling, market and competitive analysis, buyer search, scouting of strategic acquisition targets.

Would you rather have a banker who wastes time having lunch or a banker who uses technology to get the best deal done?

It's insane: Traditional M&A investment banks use outdated methods to sell companies or raise funds. They are so much expensive, so slow, and miss out on 80% of potential buyers due to a lack of tools. Today, relying on a simple local address book rather than the power of AI means accepting to sell your company at a bargain price and wasting precious time.

		No advisor	Traditional M&A investment banks or brokers
Valuation	Algorithmic accuracy and identification of levers to increase it.	Risky and subjective. It depends on the buyer.	Approximate, intuitive, and poorly documented.
Sourcing Buyers and Investors	Global & Outside the box. Expanded analysis to uncover hidden synergies and strategic and cultural fit.	Risky. You answer the door to anyone who knocks, and you're at the mercy of the market.	Very restricted with limited local network of buyers. Even worst, some brokers just post sell-side opportunities on their website without proactively seeking buyers.
Quality of Service	Technology improves service and reduces our fixed costs, allowing us to have a single senior contact person who is responsive and accessible.	You are on your own. Requires a lot of involvement while running your business.	Black box. Little visibility. The seniors are working on the big deals; you are relegated to junior roles to reduce their costs.
Speed and probability of closing the deal	Maximized thanks to the team's M&A experience + AI tools.	Low. Risk of burnout, strategic error, and high dropout rate.	Random. Process can be delayed and deals fall through during due diligence.
Fees	Interests 100% aligned with the client. Transparency and no hidden costs. All work is done in-house. Fees < 2% (average per deal)	Free but time consuming and valuation at risk.	Opaque and very high (fees > 5-6%) At the discretion of the client and hidden costs (e.g. financial and accounting data, VDD outsourced to third parties at your expense).

Proprietary Technology for Superior Deal Execution. Our proprietary AI engines and algorithms, engineered in-house, enhance every stage of the transaction workflow:

#Strategic Matching: Intelligent counterparty mapping of strategic acquirers and investors on both a national and global scale

#Market Intelligence: Competitive positioning and financial benchmarking against industry peers and public comparables (Comps)

#Financial Data Analytics: Advanced processing of accounting data and deep-dive analysis of key performance indicators (Financial & Operational KPIs)

#Equity Story Optimization: Leveraging data-driven insights to substantiate enterprise value and validate growth projections for potential acquirers

#Augmented Sourcing: Identifying industrial and strategic synergies that often remain undetected through traditional research methods

Beyond the numbers, a strategic vision and sector focus expertise

Extensive field experience gained from over a hundred deals advised in a wide range of demanding sectors.

Tech & Digital

SaaS, AI, Cyber, ERP, CRM, Gaming, Ecommerce, Consumer, Newspace, Robotique

B2B Services

Surveillance, Security, Fire Safety, Training, TIC, Maintenance & Cleaning, HVAC, Transportation

Construction & Energy

Construction, Electricity & Plumbing, Green Spaces, Landscape Designers, Photovoltaic Installers

Industrial, Aero

Industrial, Automotive, Defense, Aerospace, Space, Electronics

Engineering & IT Consulting

Engineering consulting, IT consulting, Digital services, Cloud-Telephony-Networks

Others

B2C, healthcare laboratories, Insurance brokers, Wealth advisors, Agribusiness, Retail chains, etc.

Our story

Efficiency without compromise

“Combining North American pragmatism with European precision. My approach to M&A is built on two pillars: a relentless drive for results and the uncompromising analytical rigor of European engineering. I don't just help you Think Big; I ensure every detail is engineered for success."

Excellence in M&A. Driven by Technology.

T4 transaction redefines financial advice for SMEs and startups. We combine more than 10 years of expertise in investment banking with the power of AI and data engineering to offer highly accurate support that is finally accessible.

Why choose us?

Institutional Standard, Small-Cap format: We apply the same discipline to large complex transactions as we do to local operations. No compromises on quality, regardless of the size of the deal.

AI & Data-Driven: Where other peers work in Excel, we integrate code and artificial intelligence to identify the best buyers, automate financial analysis, and secure valuations.

Fair fee pricing: Our tech agility allows us to eliminate unnecessary overhead costs. We offer transparent pricing that is tailored to the realities of entrepreneurs.

Dual culture: Engineers, bankers, former professionals from international corporations (aerospace, defense, tech, cyber). We speak your technical language before we speak the language of numbers.

A smooth flight plan

In M&A as in flying (my second passion), anticipation makes all the difference. With many dozens of deals advised, we manage your transaction using a flawless methodology:

Diagnosis and Audit: In-depth analysis using our proprietary tools.

Execution: AI-optimized process to maximize competition.

Closing: Tough negotiation to defend your value.